PM Jan Dhan Yojana

Finance
Year Of Launch: 2014

It envisages universal access to banking facilities with at least one basic banking account for every household, financial literacy, access to credit, insurance and pension.

Overall Progress

  • Stated Target 60000000 accounts in rural areas, 15000000 accounts in urban areas by August 2015
  • Targeted Beneficiaries 750000000
  • Total accounts created till Jan 2015 12,54,73,289

Progress

29.40%

29.40%
  • Ongoing Target Universal Access to banking facilities
  • Number of beneficiaries till Dec 2018 (end of Phase-II) 32,41,00,000
  • Number of beneficiaries as on Nov 2020 41,31,00,000
Details as of Nov 2020
Bank Name / Type Number of Beneficiaries at rural/semiurban centre bank branches Number of Beneficiaries at urban metro centre bank branches Number of Rural-Urban Female Beneficiaries Number of Total Beneficiaries Deposits in Accounts (In Crore) Number of Rupay Debit Cards issued to beneficiaries
Public Sector Banks 20.03 12.68 17.93 32.71 102636.51 25.79
Regional Rural Banks 6.39 0.94 4.24 7.33 25168.65 3.35
Private Sector Banks 0.7 0.57 0.68 1.27 4150.92 1.15
Grand Total 27.12 14.2 22.85 41.31 131956.08 30.29
Detail of Households Allotted and Covered as of Nov 2020
Total Households 210621192
Covered Households 210598255
Household Coverage % 99.98910983

Account Creation Data

Type of Region (Share %)

  • Rural/Semi-Urban
  • Urban

Beneficiaries by Gender

  • Male
  • Female

Bank Category-wise account creation

  • Public Sector Banks
  • Regional Rural Banks
  • Private Sector Banks